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Title details for Your Best Financial Life by Anne Lester - Available

Your Best Financial Life

Save Smart Now for the Future You Want

by Anne Lester
ebook
1 of 1 copy available
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1 of 1 copy available

*Axiom Book Awards gold medal winner for Best Book on Retirement Planning and named Best Future Planning Book by theSkimm*

From Anne Lester—former head of retirement solutions for JPMorgan Asset Management and award-winning investor—a wildly simple, step-by-step blueprint that anyone can use to understand retirement savings and investing for the future you deserve.

Get no-nonsense info on why you suck at saving (and why it isn't your fault), how to save for a rainy day and retirement (yes, it's possible to do both!), and diversifying your investments so your future is secure no matter what life throws at you. You'll have everything you need to lay the groundwork for Your Best Financial Life!

Saving for the future can seem anywhere from daunting to downright impossible—especially for Millennials and Gen Zers, who've had to contend with economic setbacks, recessions, and layoffs since graduating college. But everyone—yes, even YOU—can find a way to save for your future, and Your Best Financial Life can show you exactly how.

Here, you'll find actionable steps to demystify the retirement tools at your disposal, an easy-to-use roadmap to ensure you've saved enough by retirement age, and help identifying and eliminating wasteful spending in favor of stashing your money where it really counts. You'll learn how to turn $100 into $1,000 and leverage every single cent you earn to your advantage.

Drawing on decades of investment experience and the latest research, you will:

  • Better understand your spending habits and learn where you can improve them
  • Discover strategies for paying off student loans or other debts, all while saving for the most expensive parts of life—a wedding, a family, and emergencies (and don't worry, you'll have enough left over to have a social life, too!)
  • Learn to make 401(k)s, IRAs, and other retirement tools work for you and the goals you've set for yourself

    • Creators

    • Publisher

    • Release date

      March 12, 2024

    • Formats

      • OverDrive Read

        • ISBN: 9780063320888

      • EPUB ebook

        • ISBN: 9780063320888
        • File size: 2835 KB

    • Languages

      • English

    • Reviews

      • Publisher's Weekly

        March 11, 2024
        Lester, the former head of retirement solutions for JPMorgan Asset Management, debuts with a no-frills guide to personal finance. She encapsulates her advice in the five-step STASH program, which recommends readers set aside three to six months’ salary for emergencies, invest liberally in tax-advantaged savings plans, balance saving for retirement with paying off debt, stay the course during stock market volatility, and budget for large purchases by selecting financial options tailored to how soon one will need the money. (High-interest savings accounts are ideal for purchases in the near future, while bonds offer the surest bet for expenses several years away.) Lester’s overview of the advantages and disadvantages of balanced, exchange traded, index, and target-date funds tracks standard guidance on the subject (index funds are attractive for their low fees, and target-date funds “are the ultimate ‘set it and forget it’ option”). Yet, this stands out for the clarity of Lester’s explanations (“Instead of owning part of a company, you can own some of its debt. These are called bonds”) and for her shrewd assessments of recent financial developments. For instance, she warns against investing in crypto and suggests that using robo-advisers to manage one’s portfolio can be a good way to save on the high fees charged by human advisers. It adds up to a sensible introduction to getting one’s finances in order. Agent: Michael Palgon, Palgon Co.

      • Booklist

        March 8, 2024
        Retirement expert Lester delivers a straightforward pathway to retirement and financial preparedness directed at the millennial and Gen Z crowd. Building on the STASH system of planning, which covers rainy-day savings, tax-advantage investing (401(k)/IRA), budgeting, retirement, and entertainment, Lester guides readers through decades worth of strategies for building wealth. She identifies some of the biggest financial risks for workers in their twenties and thirties (like being underinsured) as well as roadblocks to saving (buy-now, pay-later apps) and planning for emergencies. The information is neither too minimal to be helpful or so complex it is off-putting and includes an accessible section explaining the stock market and investments alongside more basic advice regarding paying down high-interest loans and building a solid credit score. Your Best Financial Life will be a helpful addition to public-library collections due in large part to its focus on younger adults just beginning to plan for their future and retirement.

        COPYRIGHT(2024) Booklist, ALL RIGHTS RESERVED.

    Formats

    • OverDrive Read
    • EPUB ebook

    subjects

    Languages

    • English

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